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Personal Finance

digital chains

Fintech Is Just a Shinier Form of Debt

The world of digital finance, also known as “Fintech,” promises a brighter future. With slick apps and friendly interfaces, it claims to be “democratizing finance” and empowering the little guy.

Personal Finance

Stop Blaming My Coffee for a Broken Economy

Every time the economy gets tough, the same tired advice resurfaces: “cut out the lattes,” “cancel your subscriptions,” “pack your lunch.” This narrative, which puts the entire burden of financial

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